WHAT IS DIRECT REIMBURSEMENT?

• Direct Reimbursement is a simple, cost-effective way for a company to provide dental benefits to their employees without using a third party insurance company.

• Employers directly reimburse their employees for their allocated percentage of dental services they receive.

• Direct Reimbursement plans are structured similar to traditional insurance plans in regards to deductibles, co-payments and maximum annual benefits.

• It differs because it saves the employer In benefits costs, and it allows the employee to select the dentist of their choice.

WHAT ARE THE ADVANTAGES TO THE PATIENT?

• Patients have the freedom of choice that allows them to select their own dentist.

• Patient have the freedom to select the dentistry of their choice following their dentists’ recommendations. An insurance company does not dictate your treatment.

• Before treatment, patients will know exactly what their portion of the fees. will be.

• Patients can receive quality dentistry according to recommended ADA treatment guidelines instead of an Insurance company's restrictive guidelines.

• There are no delays in treatment while waiting for pre-estimate approvals from an insurance company.

WHAT ARE THE ADVANTAGES TO THE EMPLOYER?

• Employers can save 20 - 30% on their dental benefits program by setting up a self-funded Direct Reimbursement Plan that eliminates the middle-man, the insurance company.

• No third party is involved. Direct Reimbursement is a simple arrangement of dental benefits between employers and their employees.

• Virtually all monies allocated go directly towards dental services.

• Employers have much more control and flexibility in designing their own benefits plan to meet their needs.

• Direct Reimbursement Plans can be arranged for small companies with only a few employees or large companies with thousands.

• Employers are greatly appreciated by their employees when providing the best possible benefits.

For more information about Direct Reimbursement, call us today at (707) 648-3368 or call the American Dental Association at 1-800-232-7698.